5 Best Heal Care Stocks To Own Right Now

The advice industry is still struggling to attract new talent while facing a potentially huge number of retirements by aging advisers.

By 2017, the industry will shed more than 25,000 advisers, down from just over 280,000, due largely to retirements, according to a new report Monday from Cerulli Associates Inc.

After peaking in 2005, the overall industry head count has fallen by more than 32,000 advisers, according to Cerulli. The firm is predicting that the losses will come mostly from the wirehouse, independent broker-dealer, bank and regional channels.

The latest predictions point to a continued trend toward fewer advisers, a worrisome development as the ranks of retired baby boomers swell.

“A good number of advisers are coming up on retirement,” said Sean Daly, a Cerulli analyst. About 10% of advisers were over age 65 as of yearend, so “the potential is there for rapid retirements.”

Whether a significant number of advisers continue to work past normal retirement age remains to be seen, he said.

Regardless, financial firms must work on ways to bring in a new generation of advisers, Mr. Daly said.

He noted that some firms have been improving and lengthening training programs, offering scholarships to CFP candidates, and giving incentives for teams to bring on junior partners.

The traditional recruitment channel is to go to a wirehouse, but new advisers get burned out in that channel, said David Grant, founder of Finance for Teachers, Inc.

“Even if they know about the independent channel, [young advisers] say it's hard to get hired,” he said.

Spots at promising independent firms are few, and competition is robust, said Mr. Grant, who has led a National Association of Personal Financial Advisors' networking program for young advisers.

At the same time, advisory firms have complained about not being able to find good entry-level candidates.

Some independent firms prefer people with some business experience who may relate better to wealthier clients than a fresh-scrubbed graduate, Mr. Daly said. And they may have a limited pool of candidates in their geographic area.

Some college students are turned off by financial planning because the perception is that “they have to go out and sell stuff,! 221; said Michael Kitces is a partner and the director of research for Pinnacle Advisory Group Inc.

And other financial careers have better defined career paths, Mr. Kitces added.

Meanwhile, financial firms will have to figure out how to manage more assets per adviser, Mr. Daly added.

In fact, that's already happening. The average adviser last year managed about $35 million, but today that's closer to $41 million, Mr. Daly said.

Are you a young adviser looking to become a financial adviser? Join us for our virtual career fair on Nov. 8. Register now

5 Best Heal Care Stocks To Own Right Now: Artesian Resources Corporation(ARTNA)

Artesian Resources Corporation, through its subsidiaries, provides water, wastewater, and engineering services on the Delmarva Peninsula. It distributes and sells water to residential, commercial, industrial, municipal, and utility customers in the states of Delaware, Maryland, and Pennsylvania. The company also offers water for public and private fire protection to customers in its service territories. In addition, it provides contract water and wastewater services, water and sewer service line protection plans, and wastewater management services, as well as design, construction, and engineering services. As of December 31, 2011, the company served approximately 78,600 metered water customers through 1,148 miles of transmission and distribution mains. Artesian Resources Corporation was founded in 1905 and is headquartered in Newark, Delaware.

Advisors' Opinion:

• [By Dividends4Life]

  Artesian Resources Corporation (ARTNA) provides water, wastewater, and other services on the Delmarva Peninsula. Sept. 17, the company increased its quarterly dividend 1.5% to $0.2088. The dividend is payable Nov. 22, 2013 to shareholders of record at the close of business on Nov. 8, 2013. The yield based on the new payout is 3.8%.

• [By Mike Deane]

  On Tuesday, Artesian Resources (ARTNA) declared a quarterly dividend of 20.88 cents per share, a 1.5% increase from the company’s previous quarterly payout.

  The Newark, Delaware-based water distribution company previously had a yearly payout of 82.28 cents, and will now pay 83.52 cents per year.

  The dividend will be payable on November 22nd, 2013 to all shareholders of record on November 8th, 2013. The ex-dividend date is November 6th, 2013.

  ARTNA shares were up 6 cents, or .27%, at Tuesday’s market close. The company’s stock is down just over 3% YTD.

5 Best Heal Care Stocks To Own Right Now: Yhi International Limited (Y08.SI)

YHI International Limited, an investment holding company, engages in the import, export, and distribution of automotive and industrial products. The company offers automotive products, including tires, alloy wheels, and automotive batteries; and industrial commercial products, such as industrial batteries and golf buggies. It also designs, develops, manufactures, markets, and distributes alloy wheels and alloy wheel moulds, as well as offers tires under the Neuton brand name; and industrial and automotive batteries under the Neuton Power brand name. In addition, the company engages in the retail of tires, alloy wheels, industrial batteries, and related goods. YHI International Limited operates primarily in Singapore, Malaysia, China, Hong Kong, Taiwan, Australia, and New Zealand. The company was founded in 1948 and is headquartered in Singapore. YHI International Limited is a subsidiary of YHI Holdings Pte Ltd.

Top 10 Casino Stocks To Invest In 2014: Nuveen New York Quality Income Municipal Fund Inc.(NUN)

Nuveen New York Quality Income Municipal Fund, Inc. is a closed-ended fixed income mutual fund launched by Nuveen Investments, Inc. The fund is managed by Nuveen Asset Management. It invests in the fixed income markets of New York. The fund invests in tax exempt municipal bonds. It employs fundamental analysis, with bottom-up stock picking approach, to create its portfolio. The fund benchmarks the performance of its portfolio against the Standard & Poor?s New York Municipal Bond Index and Standard & Poor?s Insured National Municipal Bond Index. Nuveen New York Quality Income Municipal Fund, Inc. was formed on July 25, 1991 and is domiciled in the United States.

5 Best Heal Care Stocks To Own Right Now: OGE Energy Corporation(OGE)

OGE Energy Corp., together with its subsidiaries, operates as an energy and energy services provider that offers physical delivery and related services for electricity and natural gas primarily in the south central United States. The company is involved in the generation, transmission, distribution, and sale of electric energy in Oklahoma and western Arkansas; and gathering, processing, transporting, storing, and marketing of natural gas. It furnishes retail electric service in 268 communities and their contiguous rural and suburban areas. OGE Energy Corp. operates coal-fired and natural gas-fired units, as well as wind-powered units. As of December 31, 2011, the company owned and operated 12 generating stations with an aggregate capability of 6,790 megawatts; and a transmission system comprising 51 substations and 4,258 structure miles of lines in Oklahoma, and 7 substations and 279 structure miles of lines in Arkansas. Its distribution system consisted of 353 substations , 27,854 structure miles of overhead lines, 1,895 miles of underground conduit, and 10,120 miles of underground conductors in Oklahoma, as well as 37 substations, 2,250 structure miles of overhead lines, 212 miles of underground conduit, and 572 miles of underground conductors in Arkansas. The company also owned approximately 6,019 miles of intrastate natural gas gathering pipelines in Oklahoma and Texas; approximately 2,250 miles of intrastate natural gas transportation pipelines in Oklahoma; and 2 underground natural gas storage facilities and 8 operating natural gas processing plants in Oklahoma. It serves residential, commercial, industrial, oilfield, public authorities, and street light operators. OGE Energy Corp. was founded in 1995 and is based in Oklahoma City, Oklahoma.

Advisors' Opinion:

• [By Chuck Carnevale]

  OGE Energy Corp. (OGE): Another Utility with Slightly Higher Growth

  Our second example, OGE Energy Corp., differs from our first only by virtue of the fact that its earnings growth rate since 1998 has averaged over 5% per annum. Nevertheless, we once again discover that the PE ratio of 15 represents a strong proxy for this company�� valuation. During the short time intervals when price deviates from fair value PE of 15, it doesn�� take long for price to move back into alignment with earnings.

5 Best Heal Care Stocks To Own Right Now: Transatlantic Petroleum Corp Co (TNP.TO)

TransAtlantic Petroleum Ltd., an international oil and natural gas company, engages in the acquisition, exploration, development, and production of oil and natural gas properties. The company holds interests in developed and undeveloped oil and natural gas properties in Turkey, Bulgaria, and Romania. As of March 1, 2012, it held approximately 5.4 million net onshore acres. The company had interests in 57 onshore exploration licenses and 9 onshore production leases covering 4.3 million net acres in Turkey; 2 onshore exploration permits in Bulgaria; and 1 onshore production license in Romania. TransAtlantic Petroleum Ltd. was founded in 1985 and is based in Istanbul, Turkey.